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Total amount of debt you owe. But to get the most out of your scores, you must first understand how they work, what they represent and. Credit scores are just one indicator of your credit risk and may be used by credit providers like banks and credit card companies to help understand how responsible you are to lend to.
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My credit score, credit report numbers, check my credit. Fico ® scores are comprised of five components that have associated weights: Many credit card companies, banks and loan companies.