Best for savings, 2.35% apy (annual percentage yield) as of 10/14/2022 apy: Tdecu began in 1955 thanks to dow employees loaning a friend money for a refrigerator. Nih federal credit union offers standard beginning aprs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48.
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California residents can seek out competitive auto financing at golden 1 credit union, which has more than 1 million members and $17 billion in assets. Its rates start at 4.35% for new cars for 60 months and 4.70% for used cars. Credit union, with over $111 billion in assets and over 8.9 million members.