Your Credit History Is The Complete Record Of Your Borrowing And Repayments.

The american express credit score requirement is 700 or better, depending on the card. The credit scoring system became prevalent during the 1980's as a way for lenders to quickly evaluate a potential borrower's creditworthiness. That means your fico credit score should be between 670 and 850.

Citizen Or Permanent Resident.amex Gold.

If you’re thinking of applying for the blue cash preferred, your credit score should fall into one of the following fico score ranges: How credit history affects your score. The mycredit guide is a free online tool that shows you a simplified credit report (from transunion), and it calculates your credit score using vantagescore 3.0 (a decent proxy.

Now Credit Scoring Is Used By Lenders,.

As a guideline, american express’ vantagescore tool considers a credit score between 661 and 780 to be a good score, anything below 661 to be fair or poor and anything. However some applicants with lower. Terms apply to american express benefits and offers.

An Excellent Score Usually Means Around 720.

Consumer lending satisfaction study, with a score of. The american express credit score requirement is 700 or better, depending on the card. Credit monitoring includes fico ® score tracking and alerts, 3 bureau credit reports.

We Recommend Having Good Or Excellent Credit Before You Apply For The Amex Platinum Card.

What credit score is needed for an american express card? That means people with good to excellent credit are eligible to get approved for an. To be approved for american express platinum, you need a good to excellent credit score.