A 739 Credit Score Is Considered A Good Credit Score By Many Lenders.

With a credit score between 630 and 639, you are going to qualify for prime loans at a higher interest rate than if you were able to increase your credit score to 780+. Those scores are broken down into five categories, though the breakdowns. Some lenders see consumers with scores in the fair range.

Credit Score Of At Least 500.

If you have a credit score of 639, we can help you to get approved for an fha loan. The total interest paid on the mortgage would be $265,604. The average credit utilization rate (the amount of credit used compared to the amount of credit available) for consumers with fico credit scores of 639 is 78.2%.

A 639 Credit Score Puts You Just Below The Prime Range.

In general, borrowers will pay a higher interest rate for a used car loan. Apr of 6.721% with a monthly payment of $1,293. Your score falls within the range of scores, from 580 to 669, considered fair.

You Can Certainly Get A Car Loan With A 639 Credit Score, But Your Score Itself Isn’t The Only Thing That.

The types of programs that are available to borrowers with a 639 credit score are: 8 can you pay off your balance each month; A 639 fico ® score is below the average credit score.

As You Can See Below, A 639 Credit Score Is Considered Fair.

Here’s what it means to have good credit and how you can maintain your score. If your credit score is below 600. Can i buy a car with 639 credit score?